which bank is better: BDO or BPI?

• carlorules on 22 Jul 18 @ 06:50 PM #

  I have accts on both, Id say may kanya-kanyang strengths & weaknesses ung 2.
  
  BDO:
  Pros: Da best ung open sila up to 7pm and open pati sabado at linggo
  
  Cons: I hated their long queue, really sucks big time tapos nakatayo ka pa. Wala man lang upuan kawawa ung mga customers.. And I dont like ung nandun ka sa teller tsaka na nila aalamin kong ano ung accnt name at transaction mo.
  
  
  BPI:
  Pros: Like ko ung may automated transaction machine sila, tapos may ibibibigay na priority # ung machiine, uupo ka at magantay ng # mo, tapos pagdating sa teller, alam na nila beforehand anong accnt name mo pati anong transaction. Ito ung walang-wala si BDO.
  
  Cons: open lang monday to friday up to 3pm lang din. Hirap ng banking schedule & time nila, magaadjust ka talaga if may appointment ka sa banko.
  
  Sana may banko na best of both worlds ng BPI at BPO para dun na ako lilipat.
  
  -- edited by carlorules on Jul 22 2018, 06:54 PM

• lxi97 on 22 Jul 18 @ 07:00 PM #

  Advantages ng BPI: cash deposit machines, online appointment, free regional interbranch deposits (until 2018).
  BDO nagsisimula na din magka deposit machines pero di pa sing dami ng BPI. Wala pa silang online appointment, sana magkaroon na din soon. Yung debit card ng BDO pwede gamitin online, sa BPI hindi.

• lxi97 on 22 Jul 18 @ 07:02 PM #

  tanong ko lang, if mag funds transfer from my BDO acct to my sister's BDO in Bulacan thru the BDO app, may 50peso charge pa rin ba?

  
  Basta online transfer walang charge. Maski nasa dubai pa.

• Fargin on 22 Jul 18 @ 09:46 PM #

  ah oks thanks!

• gen0 on 25 Jul 18 @ 10:55 AM #

  BPI:
  Pros: Like ko ung may automated transaction machine sila, tapos may ibibibigay na priority # ung machiine, uupo ka at magantay ng # mo, tapos pagdating sa teller, alam na nila beforehand anong accnt name mo pati anong transaction. Ito ung walang-wala si BDO.

  
  hindi lang to pabor sa hindi techie. nauunahan na sila ng ibang pipila.
  
  gusto ko sa BDO yung online banking. halos lahat pwede mo bayaran (notable exemption si BPI at MB), tapos sa branch ko wala lagi pila and till 6PM sila kaya nakakatuwa mag transact. =D

• toonice on 25 Jul 18 @ 11:38 AM #

  Pros din ng BPI yung may online appointment system. Kahit mahaba pila, 5-15mins waiting time lang kapag may online appointment ka. Feeling preferred client na. Haha

• ututin1 on 25 Jul 18 @ 12:29 PM #

  BPI
  
  - withstood countless wars including the philippine revolution, world war 1, world war 2, the korean war, the cold war, soviet russia's downfall, numerous coup attempts against phillipine presidents.
  
  BDO
  
  - relatively new in terms of social adversities.

• marky2115 on 06 Mar 19 @ 07:46 AM #

  Hindi ba fixed ang interest rates ng mga savings account sa BDO? Looking to open a savings account kay BDO pero walang nakalagay na interest rates sa website nila. Check daw latest interest rates sa preferred branch.

• lxi97 on 06 Mar 19 @ 08:10 AM #

  Madaming galit sa BDO. Bpi ka na lang

• marky2115 on 06 Mar 19 @ 10:37 AM #

  May BPI na kasi ako. Need lang another bank for savings

• lxi97 on 06 Mar 19 @ 12:33 PM #

  Metrobank could be a good option instead of bdo

• Crunchy on 06 Mar 19 @ 05:29 PM #

  Try ING Philippines. They are all digital with relatively high interest rate. 2 % p. a.

• hakujosh on 06 Mar 19 @ 09:09 PM #

  Depende sa branch e. Unfortunately both branch na malapit sakin sucks bigtime. May ibang branch na efficient at madameng upuan. Only advantage ng BDO over BPI is weekend banking.

• Fargin on 06 Mar 19 @ 09:14 PM #

  BPI:
  Largest network of ATMs
  Ayoko lang ngayon is may charge na 100pesos if nagpa-encash ng check sa nde home branch ng issuer
  
  BDO:
  Open branches in all SM Malls any day of the week
  Ayoko lang dun sa malapit na BDO samin 2 na nga lang teller lagi pang absent ung isa, like 2x a week ko lang silang napapansin na nandun :(

• cotton_on on 07 Sep 19 @ 04:21 AM #

  Can't see a thread about banks in the Philippines in general.. Asking this question:
  
  
  Bukod sa bpi, bdo, and metrobank, anong mga bangko ang ok when opening a (joint) savings account, yung mababa ang opening account (P5,000 or lower) and have the same amount of maintaing balance?

• mmb101 on 07 Sep 19 @ 05:32 AM #

  cotton_on Send Message View User Items on 07 Sep 19 @ 04:21 AM #
  
  Can't see a thread about banks in the Philippines in general.. Asking this question:
  
  
  Bukod sa bpi, bdo, and metrobank, anong mga bangko ang ok when opening a (joint) savings account, yung mababa ang opening account (P5,000 or lower) and have the same amount of maintaing balance?

  
  
  Eastwest bank. I have both joint savings and (not a joint) checking account.
  
  Di ko na maalala exact maintaining balance pero less than 3,000 lang.
  
  -- edited by mmb101 on Sep 07 2019, 05:34 AM

• cotton_on on 08 Sep 19 @ 10:24 AM #

  mmb101 Send Message View User Items on 07 Sep 19 @ 05:32 AM
  
  Eastwest bank. I have both joint savings and (not a joint) checking account.
  
  Di ko na maalala exact maintaining balance pero less than 3,000 lang.
  
  

  
  
  okay salamat. Isa yan sa target ko.
  
  Aside from east west, OK din ba sa China Bank savings? PSBank? AUB?

• beansent on 08 Sep 19 @ 10:33 AM #

  Bpi family bank mababa sa bpi yun maintaining and meron silang special deposit account na may accelerated interest rate and upon comparing mukhang yun na ang pinaka ok na rates sa market. Sa 1000000, 1000 ang actual interest per month which is not bad na din sa kin.

• yonsei55 on 30 Sep 19 @ 08:20 AM #

  ano po magandang savings account for travel?

• Reim on 30 Sep 19 @ 03:39 PM #

  i think pinakamadalas na gamitin ng mga companies dito satin e bpi for different transactions.
  
  pero personally, hindi ko matipuhan bpi dahil sa mga supladang accountants nila. di na nabago since 2004. lol!
  pano ba naman kasi, nung last na pasok ko sa bpi, inquire lang gagawin, pipila pa ng pagkahaba haba, sinungitan pa ako nung sinabi kong "magtatanong lang naman po."
  pumila daw ako kahit tanong lang gagawin ko. sabay taas kilay si ateng.
  lipat naman ako sa ibang accountant, sasabihin dun ako sa ateng (yung sungit na pinanggalingan ko) magtanong, wag daw sa kanila. ay jusko! kaya masakit ulo ko sa bpi. hahaha
  ewan ko ba kung bat laging timing na suplada nakakaharap ko sa bpi basta papasok ako dun.
  
  pakunswelo ko na lang, mas accessible naman si bdo kesa bpi.

• frozenhell on 19 Oct 19 @ 08:00 PM #

  I preferred BDO due to its security basta gamitin lang ng ayus.. like yung ATM lock nila via phone.. but nabibiktima ng unauthorized withrawal yung mga unaware at yung mga di gumagamit ng function na ito.
  
  BPI sucks kasi they are starting to add fees to some transactions.

• Pichano on 19 Oct 19 @ 08:31 PM #

  Ako ang ayaw ko lang sa BPI ay madalas na wala sila available na 100 peso bills sa mga ATM nila. Kaya madalas hindi ko nakukuha lahat pera ko. Laging naiiwan yung less than 500. Pag sa iba bank kasi mas malaki withdrawal charges

• DjDom2 on 20 Oct 19 @ 03:23 PM #

  BPI sucks kasi they are starting to add fees to some transactions.
  

  
  
  signs of weakness?

• lxi97 on 20 Oct 19 @ 03:30 PM #

  Open an account on both banks para walang debate. It is not a good idea also to put all your eggs in 1 basket.