Forum Topic

Credit Card 101

  • Guys pano makokontak ang CC customer service from abroad please answer. possible ba? so i should know kung kelangan ko tong pa putol now. thanks.
  • barry13 Send Message View User Items on 07 Dec 17 @ 11:04 PM #
    Guys pano makokontak ang CC customer service from abroad please answer. possible ba? so i should know kung kelangan ko tong pa putol now. thanks.


    Anong bank and from where?

    Ako natawag from US to BPI thru local phone number (charged as international call). Wala kasi toll-free BPI customer service. =(
  • ^citi bank from Japan po.
  • ^eto sabi sa search ko...

    Just call 995 9111 from Metro Manila, 234 9111 from Cebu, 1 800 10 995 9111 toll-free from other provinces through PLDT or +63 2 995 9111 from abroad.
    Index | Citi Prestige Credit Card | Citibank Philippines
    https://www.citibank.com.ph/microsite/prestige/index.htm
  • free annual fee for life ba yun rcbc bankard?
  • puroy Send Message View User Items on 08 Dec 17 @ 06:14 AM #


    Ako natawag from US to BPI thru local phone number (charged as international call). Wala kasi toll-free BPI customer service. =(


    Sobrang daming Toll Free number ng BPI. Skype pa nga gamit ko pag tumatawag ako eh since libre naman
  • ^paano po tumawag using skype sa bpi? tsaka ano yung mga toll free number nila sir?
  • ^paano po tumawag using skype sa bpi? tsaka ano yung mga toll free number nila sir?


    https://www.bpiexpressonline.com/p/1/78/international-toll-free-numbers
  • Sobrang daming Toll Free number ng BPI. Skype pa nga gamit ko pag tumatawag ako eh since libre naman


    Unfortunately, my carrier is not in the list. =(
  • Aside sa Getgo Points ng Unionbank CC, ano pa kayang maganda sa card na to? Im planning to cut it na kasi.
  • pwde poba ipa installment yun binili sa lazada online?
  • @seem
    bdo lang yata pwede installment....
  • @sem_rs > buy mo ng straight then call mo bank para i convert ng installment. may extra charge nga lang depende sa bank.
  • OT:
    Ano pa ang pwedeng alternative sa personal loan? Kahit sang bank sana basta lowest interest.

    TIA
  • Kung short term lang like 6 months, ok na sa CC like cash to go or similar. Kapag long term (1yr to pay) wag sa CC. Better get a loan sa SSS or sa office kapag long term.
  • Hello! Looking for a CC that could replace my Citibank. Nakakainis kasi yung pag-cancel nila ng pagwaive ng annual fees after purchasing a certain amount annually. OK naman sila e except dun. Yung sana may app at pwede i-enroll sa BPI online tsaka may rebates na din.
  • why not apply for their simplicity+ card? no annual fee yung card na yun ng citi, online application lang and matic approve pag may citi card ka din.
    msgt16 Send Message View User Items on 13 Dec 17 @ 10:08 AM - User is online #
    Hello! Looking for a CC that could replace my Citibank. Nakakainis kasi yung pag-cancel nila ng pagwaive ng annual fees after purchasing a certain amount annually. OK naman sila e except dun. Yung sana may app at pwede i-enroll sa BPI online tsaka may rebates na din.
  • Nakita ko na po yun. Yung no annual fee lang ang benefit sa Simplicity+. Ok sana yung may rebate then may annual fee waive option pag nakaabot ng certain amount of purchases per year.
  • ^ako man nainis dun sa pagtanggal ng automatic AF waive pag na-reach yung certain amount (180k per annum), gamit na gamit ko kasi yung rebates kaya favorite perks ko yun sa mga CC, nag-apply lang din ako ng simplicity+ just in case lang ni di nila i-waive yung citi cashback ko this March, fallback lang kumbaga until i found another good cashback card. (security bank cashback okay din dati, kaya lang ang tigas magpa-waive ng AF eh, ayun cancelled na)
  • kamusta ung laging ongoing promo ng citi na no AF fee? di ba siya ino-honor?
  • ^^ Nadisappoint talaga ko sa Citi dahil dun. Yung Simplicity+ naman kasi nila di ko magagamit yung benefit nila aside from waived annual fees. Di naman ako na-late magbayad.
  • i just received my rcbc card. naalala ko tNong ko kun free fir life ba ang annual fee, pero upon reading yun list of fees 2500 ang membership nila.
    balak ko gamitin muna ito pero kun singilin nila ako ng membership, ipapAcut ko.
  • Panu mag follow up sa metrobank kung approve.. Meron kasi tumawag last week.. Nag beep lang yung hotline ng metrobankard pati yong toll free number
  • floriver Send Message View User Items on 13 Dec 17 @ 04:43 PM #
    i just received my rcbc card. naalala ko tNong ko kun free fir life ba ang annual fee, pero upon reading yun list of fees 2500 ang membership nila.
    balak ko gamitin muna ito pero kun singilin nila ako ng membership, ipapAcut ko.


    Yung nakuha ko yung saken, nag purchase lang ako ng worth 2.5k tapos tinawag ko sa hotline nila, activated na agad yung life time annual fee.

    Ang gusto ko talaga sa RCBC e, yung 3 months 0% interest nila. Ngayon nag apply ako ng Web Shopper card nila, pang online purchase.
  • hi ask lang. anong maganda na credit card pag 2 yrs working pa lang and first time magka credit card? tsaka mahirap ba kumuha kung 7 months pa lang sa new company (lumipat kasi ako) pero around 20k na naman salary ko. thanks sa sasagot!
  • Apply ka sa lahat. Tsaka ka na pumili pag naapprove ka na
  • planning to apply on bdo visa platinum is this true?
    "Enjoy free annual membership for life for you and your supplementary cardholders".

    i already have citi with CL 150k
  • ^I think totoo yan, the only thing you need to do is read it's terms and condition.

    Succeeding annual memberships will also be automatically waived when you spend at least Php420,000 per year.
  • Guys question po. First time CC holder and first time magbabayad ng bill. Wala naman po kaso kahit bayaran ko yung half nung outstanding balance ko po diba? Cut off ko is this coming Dec 18 and 21 days after ang due date. Balak ko bayaran na yung half tomorrow, then the other half before ng due date. Also, oks lang nga ba siya bayaran before the cut off date? And kailangan ba may billing statement ka na hawak pag magbabayad ka ng bill sa SM Payment Center, or kahit wala? Thanks!
  • Guys question po. First time CC holder and first time magbabayad ng bill. Wala naman po kaso kahit bayaran ko yung half nung outstanding balance ko po diba? Cut off ko is this coming Dec 18 and 21 days after ang due date. Balak ko bayaran na yung half tomorrow, then the other half before ng due date. Also, oks lang nga ba siya bayaran before the cut off date? And kailangan ba may billing statement ka na hawak pag magbabayad ka ng bill sa SM Payment Center, or kahit wala? Thanks!


    ok lang yun walang kaso.