Forum Topic

Credit Card 101

  • Sa may mga BPI credit cards dyan, may mga fraudulent transactions ba kayo recently?

    Apparently madaming affected pati ako.

    See here:
    https://www.pinoyexchange.com/discussion/947916/bpi-express-credit-family-cards-sinulid-6/p121

    Welp, just asked around, few friends also have the same transactions. Wtf BPI

    -- edited by TheUninvited on Jul 14 2019, 11:37 PM

    sa screenshot na nakita ko sa link na binigay mo ang dami ah parang mga donation baka may na gamitan sila pang donate buti na lng sa akin walang ganun. Last june may tumawag sa akin taga bpi daw sabi nya qualified ako to wave my annual fee kailangan nya lng yung cc number, expiry date at yung code lol..sabi ko hindi ko ibibgay then sabi e sesend na lng daw yung tos sa email ko..ang pinag tataka ko lng kng saan nya nakuha ang yung pangalan at number ko
  • yung sa akin naman ay BDO credit card , pinalitan ng bangko yung card last week. then yung sa asawa ko ay yung Paymaya card naman nya.
    Linguitico.com naman ang nagtransact.

    -- edited by petzybaby on Jul 15 2019, 11:45 AM

    -- edited by petzybaby on Jul 15 2019, 11:47 AM
  • Non-grocery. Lazada parin lalabas yan sa statement mo.

    Thanks boss xfm0 .
  • sa screenshot na nakita ko sa link na binigay mo ang dami ah parang mga donation baka may na gamitan sila pang donate buti na lng sa akin walang ganun. Last june may tumawag sa akin taga bpi daw sabi nya qualified ako to wave my annual fee kailangan nya lng yung cc number, expiry date at yung code lol..sabi ko hindi ko ibibgay then sabi e sesend na lng daw yung tos sa email ko..ang pinag tataka ko lng kng saan nya nakuha ang yung pangalan at number ko

    Hindi naman kami nag dodonate.

    Mukang may breach or something sa BPI. If you look closely, nag credit back yung last entry for Golden Frog Inc.

  • Tandaan nyo rin kung saang last website nyo ginamit mga cards nyo, then check if that website has had security breaches lately.

    From my experience, used 2 cards of mine (Metrobank and BPI) sa Klook. After a few months, nagkaroon ng fraudulent transactions card ko (which were denied/reversed naman). I checked past security breaches and it turned out Klook had a security breach during the period I used my card on them.
  • Mga sirs/ lodi.
    trying to enroll my PNB Credit eSOA pero nag error siya. -Inactive daw ang Uname. (my CC is already active)

    tumatawag ako dito sa number nila TEL: (+632) 8818-9-818 but to no avail.

    ganito ba talaga kahirap mag contact sa kanila?? thanks!
  • meron nagattempt na gumamit ng card ni kumander online tinry sa nationbuilder pero unsuccessful probably kasi siguro hindi activated yun card LOL
    nalaman lang naming kasi nagtext yun security bank na unsuccessful daw yun attempt
    tawag and then cancelled. Card was never used and never activated so isa lang ibig sabihin - may insider sa kanila binenta yun card details ng mga customer nila.
  • @mstudmr
    NAPAKAHIRAP tumawag sa PNB walang kwenta hotline nila. Tapos pag tumagal bigla na lang mapuputol yung tawag mo sa kanila.
  • Ako naman, pati Paymaya ko na prepaid, may nag-attempt.
    Buti less than 500 pesos iniiwan ko balance after ko nag online shopping.




    -- edited by konochi on Jul 24 2019, 11:30 PM
  • Will monitor if same ang mangyayari sa security bank credit card ko since recently konlang din nareceive. Platinum 500k limit
  • Ngyon ko lang napansin yung eSoa nang Citi screenshot nalang :( wala nang .PDF attachment sa email?. yun sa inyo ba?.
  • Same din.
  • pdf pa din sakin, emailed last July 18.
  • Luhhhhh Magkakaiba tayo July 11 screenshot eSoa nalang..
  • Akin pdf pa din. Emailed on July 15.
  • Pwede po ba mag cash advance kahit sa ibang other atm bank outlet po? San po kaya pwede magwithdraw ng isahan lang na 20k. Sa bdo at bpi kasi 10k every withdrawal..

    Emergency payment lang kasi.. next week pa kasi dating ng pera ko.

    Salamat
  • Pwede po ba mag cash advance kahit sa ibang other atm bank outlet po? San po kaya pwede magwithdraw ng isahan lang na 20k. Sa bdo at bpi kasi 10k every withdrawal..

    Emergency payment lang kasi.. next week pa kasi dating ng pera ko.

    Salamat


    as per BPI FAQ's

    <click here for link>
    3. Is there a fee for availing Cash Advance?

    Yes. A fee amounting to P500 or 3% of the Cash Advance transaction amount, whichever is higher, will be charged for every Cash Advance transaction.

    Note: Additional charges may be applied by other banks’ ATM per transaction.

    not sure about BDO.
  • imho nasa safety control ng banko mababa ang atm w/drawal per transaction at atleast 20k ang max per day, para iwas holdup.
    sa bpi nman yun in excess of maximum atm withdrawal pwede over the counter na.
  • ^Landbank brought back the ATM withdrawal limit to 50k though. It used to be 50k, then they lowered it to 30k sometime last year. Starting July 4, they increased it back to 50K.

    Sa may mga BPI credit cards dyan, may mga fraudulent transactions ba kayo recently?
    Apparently madaming affected pati ako.


    My only CC is BPI and there aren't any unusual transactions. But yesterday a colleague of mine told me his BPI CC was charged with all sorts of fraudulent transactions, all originating from abroad.
  • Eastwest po kasi yung card ko.. pag sa eastwest atm kasi ako nag cash advance 10k per withdrawal. Iniiwasan ko ung dalawang 600 na charge fee for 20k.

    Baka may atm na may 1 time withdrawal na 20k, para isang 600 lang na charge fee.
  • @honestipemo_21 Avail ka na lang ng Gcash or Truemoney transfer sa lazada Yung truemoney sa 10k 470 lang charge, meron din lbc
  • para isang 600 lang na charge fee.
    tawag ka sa call center baka pwede over the counter...
  • Ganda promo ng Citibank, pag nag spend daw ako 46k (from July 15-Aug 15), may 3k GC ako hehe.

    Kaso siyempre, yun mga installment, utility bill payments - hindi kasali sa bilangan
  • Etong june may 2k gc ako di ko alam kung alin ang covered pero happy din at may gc

    Tapos ngayon naman spend atleast 17k para meron 1k gc

    -- edited by beansent on Jul 28 2019, 05:19 AM
  • ^

    Mukhang hindi ko yata maabot yun 46k spend sa duration na binigay haha, we'll see...

    Sana ganyan lang din sakin 17k:1k
  • padaanin mo sa card mo yun cash purchases ng friends at relatives mo.
  • At ilibre mo kami :)
  • tried checking bdo app to see kung chinarge na ba nila ako ng annual fee wala pa din. Pero ang nakita ko yun limit ko tinaasan na naman from 690 nagging 865 na. gusto talaga ako netong bdo umutang ng umutang at eventually mabaon sa utang LOL
  • Nagsimula na naman si BPI magcharge sakin ng 110 card usage fee monthly.

    Palibhasa may installment purchases ako na 6months. Makakatikim na naman sakin ng sermon to :D
  • edge ba yang sayo? paconvert mo nalang ng normal na car para annual ang singil at isang ratratan nalang