Hi Guys,

Need your opinion regarding credit cards,
May naiwan akong balance sa credit card ko na hindi ko nabayaran for more than a year and someone contacted me offering me na isettle ang account daw by sending few requirments and marereduce ng almost 60% yung kailangan bayaran for 1 time payment.

But upon checking their email address, third party company ata yun at not direct sa credit card company.

My question is, paano ako makakasiguro na after ko mabayaran ung amount na kailangan is settled na talaga ung card ko?

Thanks