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andoksus
on
27 Jun 22 @ 03:15 PM - User is online
#
ask ko lang bat ganon na reference code ng cimb pag mag cash in sa 711 para sa over the counter transaction parang blank?
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batanghamog
on
27 Jun 22 @ 06:43 PM #
i mean, yung mag install ka nung bagong app tapos ikaw magdedelete nung lumang app nila. unlike other apps na pag may bago, auto update yung luma mo app to the new one. dagdag complexity kasi.
^yes. nag introduce lang si CIMB ng new apk to highlight its system upgrade siguro. Pretty much useless since the old one was decommissioned anyway so the old apk would have been just updated para seamless kay end-user
the old CIMB PH and Revi apps (which worked ok) were made by "CIMB Bank Berhad" then during the major update last May, the new CIMB PH (+Revi) app is now developed by "CIMB Bank PH, Inc". IMO, locally managed per country na ang CIMB given that there are different app developers per country (googled from playstore) perhaps to cater the specific needs.
hopefully the (local) devs will be able to improve it on each "maintenance" just like the old app...
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songerph
on
28 Jun 22 @ 09:15 AM #
Ahh mukhang ibang app na talaga yung bagong CIMB kaya siguro di gumagana yung "update". Hindi man lang nila sinabi or announce sa users. Nag-update ako noon tapos one week na ayaw gumana. Tsaka lang ako nagbasa sa FB nila na dapat pala uninstall-reinstall.
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batanghamog
on
28 Jun 22 @ 06:57 PM #
@songerph
re: my 0% Fix Term Loan. after i clicked on the link sa email or text, niredirect ako sa website then pinaga-apply ako ng PL via the app. maybe inapdate na yung link contents since nagmigrate na sa new app. dun yata sa old app may option to apply sa fix term loan directly. sa new app kasi PL lang ang meron. under the Revi tab may term loan pero its locked pa. sabi need to wait ng at least 3 months upon activation of Revi. sana man lang nagbigay sila ng unique promo code for their selected eligible customers (just like BPI) para less hassle sa application.
anyway nag-try ako ulit kagabi then i attached screenshots of the text and email na eligible ako sa 0% fixed term loan nila (valid til June 30). let's wait and see...
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batanghamog
on
01 Jul 22 @ 06:17 PM #
UPDATE:
ayaw talaga ko bigyan ng 0% fix term loan ni CIMB. just receive a notif today that my loan has been approved pero still at 30k for 60 months (1,094.98 pesos monthly, 36% p.a.). AUTO DECLINED ko ulit yung offer...sobrang ganid eh!
ok lang sana kung 30k for 1 year @ 0% pwede na pangdagdag budget. stable at above minimum naman ang pay grade ko. siguro nga hindi na siya available for new loan applicants since the new app doesn't have the fix term loan option to apply (trying to convince myself. haha!)
that's it. nice try : )
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songerph
on
08 Jul 22 @ 03:09 PM #
So far so good naman ako sa paglipat from ING to Maya Bank and SeaBank. Lagay lang habang mataas ang interest.
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ParticleX
on
08 Jul 22 @ 03:54 PM #
nilipat ko na lang from ING to CIMB since meron naman na ako existing. pang luho account ko lang sana yun, and ING as EF.
sa new app meron nang bank cert and statement, natest ko na yung cert and working naman. yung statement nag fail nung kumuha ako for the first time, di ko pa natry.
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songerph
on
08 Jul 22 @ 10:17 PM #
Maya and Sea also have statement. Check ko kung may bank cert sila.
I'm looking for banks with no or minimum transfer fee. So far digital banks to others are free. Pero baka magkaroon na rin after some time. Ang nakita ko na wallet to bank na free transfer ay ShopeePay and GrabPay.
So for zero free transfers, something like CIMB/Maya --> ShopeePay/GrabPay --> BPI/BDO
-- edited by songerph on Jul 08 2022, 07:18 AM
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cyberesc
on
15 Jul 22 @ 10:20 AM #
CIMB:
transfer to other bank
bills payment
Sino hindi maka transfer at bills pay, ayaw tumuloy lagi: Your transfer/payment is unsuccessful?
Sa migration to new app daw ang problem, 5 business days na wala pa resolution. Made my follow up today still pending.
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songerph
on
15 Jul 22 @ 12:51 PM #
gcash to cimb and vice versa lang ako lagi e. tambakan lang.
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musicgeek
on
15 Jul 22 @ 03:55 PM #
^same here. Nagiwan na lang ako a few hundreds sa cimb/gsave ko then to gcash in case I need for small online purchases. Kanina early AM maintenance na naman sila CIMB just when I needed to fund my gcash. Nakasuya na talaga quota na sila CIMB sa downtime days/hours this past 2months is equivalent to other banks downtime for 5 years or so.
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songerph
on
15 Jul 22 @ 10:07 PM #
Mahina ang dev pips ng CIMB hehe. Baka nagtitipid.
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songerph
on
21 Jul 22 @ 11:44 AM #
- Tonik may Instapay na
- Effective August 1, 2022, balik na ang interbank fees sa Komo (8 pesos on Instapay) and Maya bank (15 pesos on Pesonet).
- Effective August 8, 2022, Grabpay transfer via Instapay will charge 15 pesos
- BDOpay pwede na mag-open ang non-bdo account holders
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musicgeek
on
17 Aug 22 @ 08:28 PM #
Nag text sakin CIMB na parang lumalabas na may utang ako sa kanila. Pero wala naman ako undebited na successful transaction . So instead na mag reload sana ako kay cimb with a few thou as backup for BPI's downtime this weekend, eh I've just pulled out my remaining P200 balance lol
May mga complaints din nahold pera nila while doing online transactions with no clear reasons. Here's what a client said in a CIMB FB group
Tanong ko lang, bakit po kailangan i-hold yung pera sa fast plus?
Yan pa naman po ang ginagamit ko sa pagbayad ng mga subscriptions ko online, hino-hold lang.
Nag-try din po ako mag-cash in sa shopee pay, na-hold din ng fast plus
#Hold
<click here for link>
-- edited by musicgeek on Aug 17 2022, 05:30 AM
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blue_apple_pencil
on
01 Sep 22 @ 04:39 PM #
last day today ng ING retail banking. Until October 26 daw redemption nung unclaimed amount remaining pero one would need to go to ING office directly tapos 1000php na daw fee for OTC transactions.
Correction: yesterday pala. Start pala ng sept 1, hindi na makaka pag banking sa online app nila
-- edited by blue_apple_pencil on Sep 01 2022, 01:56 AM
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minamalas
on
03 Feb 23 @ 12:31 PM #
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gr8guy
on
03 Feb 23 @ 02:27 PM - User is online
#
I've just pulled out my remaining P200 balance lol
same, never ko tlaga nagustuhan cimb na yan
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andoksus
on
03 Feb 23 @ 03:14 PM - User is online
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sumablay na cimb since nag update ng app nag tangal na ren ako ng cimb tinatamad na ako mag digital banks din
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junt
on
10 Feb 23 @ 06:00 PM #
Magtatanong lang po ako. Meron po kasi akong isang online transaction na payment method ng seller eh mag deposit sa digital bank nya (tama po ba yung term na yan), pero di po natuloy ang transaction namin kahit nakapag-deposit na ako. Mahahabol ko pa po kaya bank yun?
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songerph
on
10 Feb 23 @ 06:26 PM #
need mo hingin sa kanya. if ayaw nya ibalik, na-scam ka.
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infoseeker
on
27 Jan 24 @ 12:44 PM #
may charge na Maya by next month for cash in
ano po maganda ipalit?
yung pwede bayad bills, may malaki interest, free cash-in
free din sana transfer funds
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musicgeek
on
27 Jan 24 @ 02:17 PM #
^Gotyme and Seabank
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musicgeek
on
29 Jan 24 @ 08:23 PM #
A bit of a review...
• Seabank - affiliate of Shopee that has been operating for the past 2 years or so. Just download Seabank or register via Shopee app to get an account that requires 1 valid gov't ID.
Pros:
- Seamless integration with Shopeepay e.g. you can pay for Shopee purchase using your Seabank account, cash in via shopeepay funding channels. Thereby extending Shopeepay functionalities beyond shopping.
- Offers (direct) free cashins via link bank accounts BPI, Chinabank, RCBC, UBP, among others including fund transfers to other banks with "generous weekly transfer limits". In terms of cap amount, they are practically the same with physical banks thresholds for instapay and pesonet.
- Relatively high compounded interest rate (4.5% gross as of now for the first 250k afaik) . Interests are credited on a daily basis.
- Pay bills for a wide array of billers including credit cards.
- Easy to use UI, simple yet convenient.
Cons:
- Some users have reported that same with CIMB's issue before, they are banning accounts / holding funds without warning. They seem to be erring on the side of caution to the point of being paranoid so their algos are geared towards blocking accounts even with minor suspicions. Probably makes it "safer" specially with so many scams out there but causes inconvenience at the same time. So far, I haven't encountered such issue. But just the same, I'm being conservative saving in digibanks in general.
- Quite difficult contacting their CS hotline based on fb groups feedback.
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songerph
on
29 Jan 24 @ 10:08 PM #
most of the blocking issues in digital banks are those "online business" people who have no business documents that transfer large amounts of money. like yung mga normal paying jobs ang registered pero 500k to 1m ang labas pasok na pera regularly. auto flag yan sa banks.
