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songerph
on
12 May 22 @ 02:29 PM #
effective agad
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andoksus
on
12 May 22 @ 08:03 PM #
15 banking days si bpi as per my exp tatatwag si cancelation dept tapos 3 days mag close na account
-- edited by andoksus on May 12 2022, 03:25 PM
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baratzki
on
12 May 22 @ 08:07 PM - User is online
#
That's my experience with BPI as well, IIRC, but with BDO and Metrobank, it's instant (as soon as the CSR pressed enter) . You will not even view your account on metrobankcard website
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andoksus
on
13 May 22 @ 10:46 AM #
napaka laid back ng system ng bpi imo compare sa citibank
citibank rekta agad sa cancellation dept tapos yun na cancelled na card sa bpi ang tagal
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joedman2k6 [TS]
on
14 May 22 @ 05:31 AM #
citibank rekta agad sa cancellation dept tapos yun na cancelled na card
pansin ko din kc na experience ko personally,
pero sa tototo lang laki ng processing fee o availment fee ng speed cash
umaabot ng P900 compared sa P250 equivalent ng ibang bank cc provider.
imho
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floriver
on
15 May 22 @ 12:01 PM #
Meron bang nabudol na sa naffl ng banko, yung akala mo free pero meron charge after a year.
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lxi97
on
15 May 22 @ 12:47 PM #
^ yung hsbc ko parang ganyan dahil walang maski anong black and white na free for life siya. Pero hindi naman issue sa akin dahil pwede mo naman ipacancel anytime.
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andoksus
on
15 May 22 @ 06:57 PM #
Itawag nalang sa csr gerahin mo baket may charge kung pasaway cancel nalamg
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Paul2xx
on
16 May 22 @ 02:04 PM #
Hsbc, malabo ...... . nag apply ako. sa mall. sabi free for life daw. Hsbc Gold siya. but after 3 years may annual. na waive naman. pero nakakainis lang kasi need pa mag pa waive. spend 5k daw para waive
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lxi97
on
16 May 22 @ 02:12 PM #
^ yung sa akin gold din, nagamit ko naman ng 5yrs so far na walang siningil. Pero di ako magugulat kung anytime biglang may annual charge na dahil wala naman tayo pinanghahawakan na free for life talaga. Gamitin lang habang libre. Pag may bayad na, cancel. Simple.
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batanghamog
on
16 May 22 @ 07:03 PM #
Hsbc, malabo ...... . nag apply ako. sa mall. sabi free for life daw. Hsbc Gold siya. but after 3 years may annual. na waive naman. pero nakakainis lang kasi need pa mag pa waive. spend 5k daw para waive
I have an HSBC Red + supplementary (kay misis) that I applied online last 2019 since naka NAFFL.
nag 3rd anniversary na ung card last April an so far auto-waived ang AF. if by next year mag charge ng AF then cancel agad...dami naman offers from other bank.
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sem_rs
on
16 May 22 @ 09:10 PM #
pde ba proof yun sms na pinadala re annual free for life?
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floriver
on
16 May 22 @ 09:19 PM #
diba magdedemand ang bank bayaran natin yung annual after lpinakansel yun card?
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Paul2xx
on
16 May 22 @ 10:09 PM #
Right now, nag padala na naman ang Citibank Cashback. May annual charge. pina pa waive ko. pero ayaw.last year pinag bigyan ako. pinapatutol kona. then may tumawag. ni waive niya. Diko lang alam kung pagbigyan ako this time around. di narin kasi masyado nagagamit.
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lxi97
on
17 May 22 @ 07:08 AM #
pde ba proof yun sms na pinadala re annual free for life?
Pwede. Pero ang tanong ko sa yo ay magpapaabala ka ba na ipaglalaban mo pa pag dating ng panahon na macharge ka? Para sa akin it is not worth it. Gaya nga ng sinabi ko na, gamitin mo na lang habang free. Pag nagsimula magsingil, ipacancel mo. Or ipaglaban mo using your sms if you have the time.
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baratzki
on
17 May 22 @ 08:20 AM - User is online
#
^ exactly, just call and do the "threat of cancellation" if they don't want to remove it when asked nicely (just do it if you are prepared to lose the card, otherwise, just suck it up)
-- edited by baratzki on May 16 2022, 05:20 PM
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andoksus
on
17 May 22 @ 08:46 AM #
madami naman nga card dyan na free for life lipat lang agad wag na mag sayang sa banko ayaw mag waive
Right now, nag padala na naman ang Citibank Cashback. May annual charge. pina pa waive ko. pero ayaw.last year pinag bigyan ako. pinapatutol kona. then may tumawag. ni waive niya. Diko lang alam kung pagbigyan ako this time around. di narin kasi masyado nagagamit.
mas mabait nga ata si citi ngayon saken kasi di ko nagamit pero nag offer sila ng waiving
-- edited by andoksus on May 16 2022, 05:50 PM
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APJC
on
17 May 22 @ 09:29 AM #
just like any other call center ng mga utilities, escalation also works on credit card. pag di ka makakuha ng result by doing the same process sa csr, escalate it to the teamleader or manager. need lang na may time ka to wait, wag ka papayag na call back just tell them to put you on hold and you will wait.
