Forum Topic

*Credit Card 101

  • Sa BPI Card Activation, ano turn around time pag text mo dun sa BPIACT to 225689?
  • paano mag pa waive ng annual fee BPI kaso ok lang kaya yun kahit may balance pa ako


    Kung installment yan, pero binabayaran mo naman in full ung monthly, usually papayagan rin nila since pinapakita mo good payer ka.

    Pero if puro minimum balance lang kaya mong bayaran, baka di sila willing.
  • Sino po sa inyo nakapag pa balance transfer from Citibank to BPI (Debit Account). Yung Citi ko kasi laki nang -negative due to airlines refund. Sabi nang CS 10days turnaround time pero lagpas na di paden na cceredit sa BPI ko. Matagal ba talaga yun?. Tia!.
  • tanong lang po meron nb nkapag try sa inyo mag purchase na newegg using BPI CC nag dedecline kasi ung sakin tnx
  • Sa BPI Card Activation, ano turn around time pag text mo dun sa BPIACT to 225689?
    within 24-72 hours lang AFAIK bro
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  • good pm mga idol, ayaw na po ba mag add money sa paymaya through mastercard? nag eerror kasi, jcb lang daw.
  • Add money error you can still add money using jcb card and through bank transfers via instapay
  • tanong lang po meron nb nkapag try sa inyo mag purchase na newegg using BPI CC nag dedecline kasi ung sakin tnx


    i already did hindi nag decline yung card ko also tried with amazon ok nmn..

    OT question.

    ask ko lang diretso ba sa shipping address ko yung items na binili ko sa amazon and newegg?

    Thanks,
  • ^afaik, unless naka special shipping arrangement ka with seller through the likes of DHL lang door to door yan. Otherwise, standard shipping sa post office landing ng parcel mo doon mo pickupin. Less than 10k is non taxable but you have to pay flat rate P100+ fee. You can inquire / track your package through PHLPOST website <click here for link> .
  • ask ko lang diretso ba sa shipping address ko yung items na binili ko sa amazon and newegg?


    last time bumili ako sa amazon, early this year before ECQ, diretso sa doorsteps ko yung item (less than 10k)
  • kakabili ko lang sa newegg tinanggap naman ung bpi card ko
    at direcho sa bahay namin delivery
  • Question lang regarding pending transactions.

    May isa kasi akong transaction na nakapending since july 28. Tapos by july 31 nacancel ung order ko so most likely mga ilang days pa sya bago uli mawala sa card ko. Eh ang statement date ko is 1st of the month pero pending pa rin yung transaction. Ask ko lang if sinasama ba yun pending transaction sa billing statement for next month? And if so, pano kaya yung diskarte ng bayaran neto? Since cancelled un order ko, alam ko naman irerefund yun. Need ko ba na ideduct nalang yun sa babayaran ko next month. Wala bang ma incur na finance charge+interest sakin? Or bayaran ko nalang ng buo (knowing na may marerefund sakin magiging negative yung balance ko so parang "forced" ako to spend that) thank you sirs!
  • Hintayin mo yung statement of account tapos kung ano nakalagay doon na amount due, yon bayaran mo